
Are you buying or selling a home? This is one of the most important transactions you'll ever make, and you already know you need a professional to guide you through the process. But what are your options for real estate agents, and what are the differences between them? Real estate brokers, agents, and REALTORS® are all property pros who can help buyers and sellers, but they have different qualifications and responsibilities. Whether you're buying your first home or turning over yet another investment property, it's never too late to brush up on their backgrounds and understand the distinctions between your professional options. Instead of using these terms interchangeably, make sure you know what each word means.
So, what's the difference between real estate agents, real estate brokers, and REALTORS®? At Cressy & Everett Real Estate, our real estate agents and REALTORS® are committed to representing every client with compassion and transparency. We want you to be as informed and empowered as possible, so here's our breakdown of the roles that each of us play.

No matter how cold it gets outside, our real estate agents are here to help you find the perfect Indiana home for you. Our team works in rain, shine, or even the Indiana snow.
That said, it's important to recognize that Indiana winters can be fierce. Especially if you're new to the state, it's vital to prepare your home well in advance.
Of course, our winters in Indiana aren't the worst. No matter where you're from, you'll soon get the hang of things. All you need to do is get the right information in front of you early on.
Yes, some parts of Indiana can have major winter storms. Most trouble in the cold season isn't caused by heavy snow; however, it comes about as a result of putting off preparations.
Here's how you can get your home ready and keep it comfortable all winter long.

What's on your winter checklist? Winterize your vehicle? Get the kids new snow boots?
Buy a home?
Believe it or not, the winter season is actually a great time to purchase a home in the Northern Indiana and Southwestern Michigan real estate area (a.k.a Michiana). Most prospective homebuyers are surprised when our real estate agents inform them about the many advantages of purchasing a home during these snowy months. Our team at Cressy & Everett Real Estate, feel that all future homebuyers should be aware of the perks that come with viewing and putting an offer on a home during this time of the year.

Our real estate agents often hear from our new clients that the process of getting a mortgage is intimidating. That's understandable!
Having an experienced real estate agent on your side does a lot to make applying for a home mortgage manageable.
Even so, it's important to know a few things about the process. Once you learn more, you'll see exactly what you need to do to make things easier.
That can be just what it takes to make your worries evaporate. The truth is, most people learn getting a mortgage is quite a bit easier than they imagined. It just takes some preparation.
These four steps will make it easier:

At Cressy & Everett Real Estate, our real estate agents are experienced in all of the many programs that help you buy a home. A variety of programs are available for first-time home buyers and prospective buyers with different needs.
Navigating these programs is not always easy, but the right expertise can help. One program that many people ask us about is the Federal Housing Administration loan (FHA).
FHA mortgage loans are intended to put homeownership within reach of first-time buyers. Even those who may have had financial difficulties in the past can succeed in securing an FHA home loan if they can meet some fairly straightforward requirements.